Am I Required to Offer Workers’ Comp to My Employees in Arkansas? 

If you operate a business in Arkansas, understanding your obligations regarding workers’ comp is crucial to ensure compliance and to help protect your employees.

Arkansas laws mandate that most employers provide workers’ compensation insurance for their employees. This requirement applies to businesses with three or more employees, including full-time, part-time and seasonal workers. There are some exceptions. Your agent can help you understand how state laws may apply to your company.

Exceptions to the Rule

While the general rule applies to most businesses, certain types of employers and employees are typically exempt from the requirement to provide workers’ compensation insurance:

• Sole proprietors and partners

• Agricultural employees

• Domestic workers

• Casual employees

Benefits of Providing Workers’ Comp

Even if your business falls under an exemption to provide workers’ compensation, offering it can be beneficial.

Workers’ compensation insurance is designed to help provide financial protection and support to employees who suffer work-related injuries or illnesses. This type of insurance typically covers medical expenses, rehabilitation costs and a portion of lost wages during the recovery period. Additionally, it may provide benefits to the dependents of workers who are fatally injured on the job.

How to Get Workers’ Comp Insurance

Contact a knowledgeable local agent to help assess your company’s needs. They can evaluate the nature of your business to determine the appropriate level of coverage. Work with your chosen provider to purchase a policy that meets your company’s needs and complies with state regulations.

Contact Us

Contact Sunstar Insurance of Arkansas in Little Rock, Arkansas, for a personalized workers’ compensation insurance quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.